Business Car Insurance

Protect your fleet and mobile sales force with business car insurance.

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Call us 855.636.8001

Why InRoads?

At InRoads we understand that protecting your business is important to you. It’s important to us too. We listen, then help guide you along the way so you get the best value and service for all your insurance needs.

InRoads Insurance Brokers. Your fleet insurance advisor.

inexperienced drivers

Frequently Asked Questions

We’re here to help you find the right insurance coverage for your business needs. Here are answers to your frequently asked insurance questions.

Our team of insurance professionals takes the mystery and stress out of being insured. If you have questions, fill out the form above and we’ll connect with you directly.

Who needs business car insurance?

Business owners or employees who drive for the company need business car insurance. This will help to protect the organization from injury to you, your employed drivers or passengers. There are a number of options to consider, including:

  • Medical expenses and lost wages.
  • Loading and unloading liability for when you’re transporting products to customers or events. 
  • Replacement car coverage for when your commercial vehicle is being repaired so you don’t miss out on work. This is also available for personal policies as well. 
  • If you operate your commercial vehicle in other provinces or states, additional coverages can often be purchased to ensure you and your employees are covered during those trips.

When do I need business insurance on my car?

Whether you’re a contractor driving between construction sites, or a bakery owner completing your deliveries, if you own a business that requires the use of a company vehicle, you need commercial auto insurance. Business car insurance is designed to fit the needs of your business, rather than your personal needs. Policy options can vary from one insurance company to another. That’s why it’s important to understand what is and what is not included in your policy. This will help to ensure you’re not leaving yourself vulnerable to risk and potential loss.

How much does business car insurance cost?

There are many factors to consider that impact business car insurance premiums, including how you drive, what you drive, what you are driving for, and where you live. Request a quote from InRoads.