At InRoads we understand that protecting your business is important to you. It’s important to us too. We listen, then we help guide you along the way so you get the best value and service for all your insurance needs.
InRoads Insurance Brokers. Your group insurance advisor.
Frequently Asked Questions
We’re here to help you find the right insurance coverage for your business needs. Here are answers to your frequently asked insurance questions.
Our team of insurance professionals takes the mystery and stress out of being insured. If you have questions, fill out the form above and we’ll connect with you directly.
Group insurance benefit plans cover a defined group of people such as the employees at a company. These plans are often offered by employers as part of a total compensation package. These group plans offer comprehensive health coverage, and may offer life insurance or other forms of additional insurance.
Group insurance only requires one full time employee. Once a business is in place for two years, it can offer employees group health insurance.
Yes. Employer contributions for group life insurance are considered a taxable benefit to the employee. To account for this, the applicable employer paid premiums need to be added to the employee’s income through payroll deductions, or as a lump sum amount, on each employee’s T4 at the end of the year.