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At InRoads we understand that protecting your family and belongings/possessions is important to you. It’s important to us too. We listen, then help guide you along the way so you get the best value and service for all your insurance needs.
InRoads Insurance Brokers. Your personal insurance advisor.
Frequently Asked Questions
We’re here to help you find the right insurance coverage for your needs. Here are answers to your frequently asked insurance questions.
Our team of insurance professionals takes the mystery and stress out of being insured. If you have questions, fill out the form above and we’ll connect with you directly.
Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money in exchange for a premium, upon the death of an insured person.
You agree to pay for the policy on a regular basis, and the insurer agrees to pay a sum of money to your beneficiaries if you die. Life insurance companies make money by investing the premiums, hoping to make more than they’ll have to pay in claims.
A good rule of thumb is getting life insurance coverage that’s 10-15 times your income, but it depends on your individual financial circumstances. For many people, buying a life insurance policy is a smart move that will ensure financial coverage for family and loved ones.